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How to Set My Baby Up for Financial Success

FraidyCat Finance
7 min readJun 19, 2021

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Photo by Christine Roy on Unsplash

Look hard enough, and you’ll see that every story about having a baby has been written. It’s kinda heartwarming, for me anyway, that this thing that is the most intense experience ever for me has happened to a large majority of the world.

I used to be annoyed when older folks would ask if I had kids and when I was going to. I had the enviable position of really liking my life without kids, so it felt like I was being diminished. I have a more charitable position now that I have one myself: it’s so much work, and such wild emotions and fears, that people seek each other out, even when they are only talking about the positives. They want to connect over this incredibly meaningful part of their life’s work.

As personal finance buffs, Mr. Blue Sky and I have been talking about how to raise our kiddo for a while now. We want him to experience the depth of joy that comes with having access to things that matter to him, but we are most likely going to be better off at younger ages than our own parents were.

For instance, we’re not going to be able to honestly tell him “we can’t afford that” for… well, pretty much anything his young heart can conceive of buying. We have to choose to say “we prioritize other things” or some less-jargony way of saying it.

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FraidyCat Finance
FraidyCat Finance

Written by FraidyCat Finance

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